Text your budget
into shape.
The first budgeting app that works in a text message. Log expenses in 5 seconds via SMS or WhatsApp. AI does the math. You stay on budget — without opening a single app.
From $5.99/mo · Cancel anytime · Works on any phone
Budget: $42 left this week
At this rate: $312/mo (over by $12) ⚠️
Just text. That's it.
Any phrasing works. The AI figures out merchant, amount, and category — and you get an instant reply.
Everything modern budgeting should be.
Built for humans who'd rather text than open another app.
Text on any channel. Same commands.
Works over plain SMS on any phone — and WhatsApp on Pro & Business. No app downloads, no bank linking, no nonsense.
AI categorization
Gemini-powered merchant & category detection in real time.
Real-time alerts
Get pinged the moment a budget hits 80% or breaches.
Shared workspaces
Couples, families & teams on one budget. Role-based access.
Spending predictions
"At this rate you'll overspend by $84." We tell you before it hurts.
Receipt OCR for SMBs
Snap a photo, text it in, or email it. AI extracts merchant, amount, tax, items. Tax-ready exports built in.
Monthly Wrapped
Spotify-style year-end recap, every single month.
Streaks & achievements
Stay on track day after day. Unlock badges as you go.
IOUs + bill splits
Split dinner over SMS. Track who owes whom. Auto-nudge.
What makes us different.
Other apps want you to log in. We want you to text and forget.
Works on any phone
Plain SMS works on flip phones, kid phones, prepaid phones — anywhere a text can land. Competitors require WhatsApp or a smartphone app.
Streaks & achievements
Build a daily-logging streak and unlock achievements as you hit milestones — gamified habit-building, not a chore.
Monthly Wrapped
A visual Spotify-style recap of every month. Streaks, achievements, top categories, biggest splurge. Actually fun to open.
Business tier at $19.99
Receipt OCR, photo & PDF attachments, email intake, invoice link parsing — features that cost 3× more elsewhere.
Refer & earn — no cap
Friend pays for 2 months → you get a free month, automatically credited. Forever. No lifetime limit.
14-day free trial on every plan
Not 7 days. Not just Basic. Every plan, every user, 14 days, cancel in one click.
Three plans. Pick yours.
Every plan starts with a 14-day free trial. Cancel anytime.
Basic
Solo SMS budgeting
- SMS expense logging (100 segments/mo)
- Manual categorization with custom categories
- Budget envelopes + real-time alerts
- Monthly reports & CSV export
- Single currency
- Web dashboard on any device
Pro
Everything you actually want
- Everything in Basic
- WhatsApp messaging (same commands)
- Shared workspaces (family / team)
- IOU tracking + bill splitting via SMS
- AI spending predictions & breach alerts
- Monthly Wrapped + achievements
- Streaks & achievements
- Priority support
Business
Receipt-grade for SMBs & freelancers
- Everything in Pro
- AI receipt OCR (snap & log)
- Photo + PDF attachments
- Email-to-receipts inbox address
- MMS receipt intake via SMS
- Invoice link auto-parsing
- Dedicated business phone number
- Tax-ready exports
*Unlimited SMS subject to fair-use limits to prevent abuse.
See exactly what's in each plan.
| Feature | Basic | Pro | Business |
|---|---|---|---|
| Price | $5.99/mo | $10.99/mo | $19.99/mo |
| SMS expense logging | 100 seg/mo | 250 seg/mo | 250 seg/mo |
| WhatsApp support | — | ✓ | ✓ |
| AI auto-categorization | — | ✓ | ✓ |
| Shared workspaces | — | ✓ | ✓ |
| IOU & bill splitting | — | ✓ | ✓ |
| Spending predictions | — | ✓ | ✓ |
| Monthly Wrapped | — | ✓ | ✓ |
| Streaks & achievements | — | ✓ | ✓ |
| Receipt OCR (AI) | — | — | ✓ |
| Photo + PDF attachments | — | — | ✓ |
| Email-to-receipt | — | — | ✓ |
| Invoice link parsing | — | — | ✓ |
People who hate budgeting apps.
"I finally stuck to a budget. Texting takes 3 seconds — opening Mint takes 3 minutes I never had."
"Savage mode roasted me into saving $400 last month. Worth every cent."
"Our whole family logs into the same workspace. Allowances, groceries, soccer fees — all in one thread."
Questions, answered.
Stop opening apps.
Start texting.
14 days on us. No card to explore. Cancel anytime in one click.