Bank sync and text-message budgeting, in one app
Your bank syncs on its own. For everything else, send a text like 25 coffee and it lands in the same budget.
14 days free, no card required for your first trial · Optional bank sync through Plaid · Cancel anytime
Most apps only know what your bank knows. BudgeFlow also knows what you tell it, so the cash, the market stall and the friend you paid back all count.
No app to open, no login. Text your BudgeFlow number and the reply tells you what’s left. Wrong category? Reply no, groceries.
Link once. Purchases arrive and wait for your review.
The things no bank feed will ever see.
One number you can trust.
Every amount has a job.
See what’s coming.
List it, then change it by number. Removing anything asks you to confirm first.
Plus everything a full budget app needs (some on Pro and Max):
On Pro or Max, connect through Plaid. Your bank password goes to your bank, never to us.
Cash, a coffee, a friend you paid back. Text 25 coffee and it’s in.
Every purchase lands in one budget, so the number you see is the real one.
Budget by text and on the web. No bank sync.
Your bank and your texts in one budget.
For receipts and lots of texting.
Prices in USD. Every plan starts with 14 days free, no card required for your first trial. Text credits top up anytime. Compare every feature
Pro connects up to 5 banks and Max up to 10. Basic is for budgeting by text and on the web.
No. Every plan works by text and on the web. On Pro and Max, linking is optional.
You sign in to your bank through Plaid. BudgeFlow never sees or stores your bank password.
Spending like “25 coffee”, income like “+1200 paycheck”, and questions like BAL, STATUS, WEEK and AVAILABLE. Text COMMANDS for the full menu.
Reply UNDO within 30 minutes, or “no, groceries” to change the category. For anything older, LIST it and UPDATE or REMOVE it by number. Removing always asks you to confirm.
Yes. BANK OFF stops them, BANK PAUSE 3 pauses them for three days, and BANK DIGEST 18 sends one summary a day at 18:00 instead. Your other texts are unaffected.
Text credits are included: 100 a month on Basic, 250 on Pro and 750 on Max. You can top up anytime. Message and data rates may apply.
Text STOP and we stop. Text START to turn them back on.